By accessing and using the website of KYSPAN, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must discontinue use of this website immediately. These Terms and Conditions apply to all visitors, users, and clients who access KYSPAN’s website or services.
KYSPAN provides loan advisory and financial consultation services. KYSPAN does not directly provide loans unless explicitly stated. All information presented on this website is provided for general informational purposes only and should not be interpreted as financial, legal, or tax advice. Visitors are encouraged to seek independent professional advice before making any financial decisions.
Use of this website is limited to individuals who are at least 18 years of age and legally capable of entering into binding agreements. By using this website, you confirm that all information you provide to KYSPAN is accurate, complete, and current. KYSPAN reserves the right to refuse service where false, misleading, or incomplete information is provided.
Submitting an enquiry, application, or request through the KYSPAN website does not guarantee loan approval. All loan approvals are subject to lender assessment, eligibility criteria, and regulatory requirements. KYSPAN has no control over the final decision made by lenders and accepts no responsibility for loan outcomes.
While KYSPAN makes reasonable efforts to ensure that the information on this website is accurate and up to date, no warranty is given regarding the completeness, accuracy, or reliability of any content. KYSPAN reserves the right to update, amend, or remove website content at any time without prior notice.
Clients are responsible for providing accurate personal and financial information and for carefully reviewing all loan documentation prior to acceptance. Any change in financial circumstances must be disclosed promptly, as it may affect loan eligibility or approval.
The KYSPAN website may contain links to third-party websites or services for convenience. KYSPAN does not endorse, control, or accept responsibility for the content, services, or privacy practices of third-party websites. Accessing such websites is done at the user’s own risk.
All content on this website, including text, images, graphics, logos, and design elements, is the intellectual property of KYSPAN, unless otherwise stated. Unauthorized reproduction, modification, distribution, or use of website content without prior written consent is strictly prohibited.
To the maximum extent permitted by law, KYSPAN shall not be liable for any direct, indirect, incidental, or consequential loss or damage arising from the use of this website or reliance on the information provided. This includes financial loss, loss of data, or business interruption.
Your use of the KYSPAN website is also governed by our Privacy Policy, which explains how personal information is collected, used, and protected. KYSPAN treats all personal and financial information as confidential and handles such information in accordance with applicable privacy and data protection laws.
KYSPAN reserves the right to amend these Terms and Conditions at any time. Any changes will take effect immediately upon publication on this website, and continued use of the website constitutes acceptance of the revised terms.
These Terms and Conditions are governed by the laws of Australia, and any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the courts of Australia.